Rose Ruby offers quick and accessible business loans with flexible repayments for SMEs across New Zealand.
Apply anytime, anywhere across New Zealand with our seamless, fully online process.
Get funds approved in as little as 3 hours! Enjoy personalized support from our expert loan specialists every step of the way.
Bad credit? Existing loans? No problem! We assess your business as a whole to determine your creditworthiness.
Receive a conditional offer without impacting your credit score—no upfront checks required.
Access $100,000 - $2,500,000 Line of Credit or Term Loans with ease, directly online
Depending on the loan size we do not need property as security.
Being a business owner is hard. Unexpected expenses, delays in invoice payments, larger than expected provisional tax payments, or machinery breaking down right before a major job can create financial stress.
At Rose Ruby we support all types of business across NZ with fast and flexible loans when you need them most. With approvals in as little as 24 hours, we’re here to help you get back on track and keep your business running smoothly.
*Subject to loan size no property required